About LeadLead is a banking infrastructure platform trusted by the most innovative companies to power complex financial products. We enable fintechs to offer compliant, programmable services like payments, lending, and digital assets at scale. Banking has moved beyond traditional institutions and is now embedded directly into everyday experiences, meaning companies need modern infrastructure that is safe, secure, and operationally sound.Today, Lead is one of the only API-first, developer-focused partner banks with the financial, regulatory, and legal expertise required to help fintechs succeed. We operate offices in San Francisco, Sunnyvale, and New York City, and an FDIC-insured bank in Kansas City.Financial Planning & Analysis Team at LeadThe Financial Planning & Analysis team ensures Lead’s future by turning financial and operational data into actionable business strategy. Working closely with all team heads, they are responsible for budgeting, forecasting, scenario modeling, performance reporting, and strategic advising. They provide executive leaders with insight into all investments and growth initiatives, bringing clarity to complex decision-making. Their work guarantees that the company allocates resources thoughtfully and executes against its goals. It’s a team built for analytical problem solvers who demonstrate great attention to detail, enjoy seeing the bigger picture, and want to learn and grow as a fast-growing fintech bank evolves.Role DescriptionWe are looking to hire a Senior FP&A & Treasury Strategy Analyst to join a growing team of finance and accounting professionals. The successful candidate will play a crucial role in providing financial insights to stakeholders, supporting planning and forecasting activities, and contributing to the build and development of FP&A tools – with a core focus on bank balance sheet modeling, capital allocation, and regulatory ratio calculations.In This Role You WillDevelop, own, and maintain bank balance sheet and capital allocation models to optimize net interest income (NII), manage liquidity, and inform asset-liability management (ALM) strategy (such as allocating balance sheet capacity to various asset alternatives).Familiarity with forward flow, ABS-style structuresIncorporate regulatory capital and liquidity ratio considerations (e.g., LCR, NSFR, CET1, Tier 1 Leverage) into integrated financial planning, stress testing, and scenario analysis.Develop and maintain financial models for strategic planning, budgeting, forecasting, and scenario planningPerform variance analysis to identify financial discrepancies and provide insightsEnsure data accuracy and completeness through data cleansing and quality assurance proceduresBuild and prepare reports to communicate financial findings and recommendationsCollaborate with cross-functional teams to gather data and support financial planning initiativesBuild and improve cashflow planning processes and analyticsSupport the development of cost allocations and profitability analyticsClearly communicate financial data and analysis to stakeholdersDocument financial models and assumptions to ensure transparency and maintain institutional knowledgeDemonstrate a mindset that balances operational excellence and continuous improvementPrepare ad hoc financial reporting and analysis as needed to support decision-makingPerform all other duties as assignedQualifications4-6+ years of experience in FP&A, Corporate Treasury, or Asset-Liability Management (ALM) – ideally within a Corporate Treasury division at a major financial institution or a high-growth Fintech preferredDeep proficiency in balance sheet modeling, including interest rate risk (IRRBB), capital planning, and bank regulatory frameworks.Bachelor’s degree in Finance, Accounting, or a related fieldExperience building and maintaining financial modelsSkilled at analyzing financial data to identify trends, patterns, and key insightsProficient in Microsoft Excel, with additional skills in FP&A software like Vena and use of AI software preferredIntellectually curiousStrong attention to detail, judgment, and analytical skillsAbility to work independently and collaboratively in a fast-paced environmentWhat We OfferAt Lead, we design our benefits to support company culture and principles, to foster an efficient and inspiring work environment, and to create the conditions for our team to give their best in both work and lifeCompetitive compensation based on experience, geographic location, and roleMedical, Dental, Vision, Life, 401k Matching, and other wellness benefitsFlexible vacation policyA challenging and fulfilling opportunity to join an extremely experienced team in fintechA fun team environment where your career will be supportedLead Bank is proud to have an inclusive culture committed to ensuring equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.Our compensation reflects the cost of labor across several US geographic markets. Pay is based on a number of factors and may vary depending on geographical market location, job-related knowledge, skills, and experience. These ranges may be modified in the future.Zone 1: $130,000 – $150,000 (NYC)